Finance

California Residents. If married, each applicant can apply for a separate account. Maine Residents. You have the option to choose the agent and insurer for any required insurance related to this credit transaction. This includes selecting an insurance agent or broker, regardless of their affiliation with us. We will not interfere with your right to choose an agent and insurer. Your choice of agent or broker won't impact our credit decision, as long as the insurance offers sufficient coverage with an insurer meeting our reasonable requirements, such as solvency and assessment policies, and the ability to service the policy. New Hampshire Residents. If this is a balloon retail sales contract application, you can request a written estimate of the monthly payment for balloon payment refinancing before entering into a balloon contract. New York Residents. A consumer report may be obtained in connection with your application. Upon request, we'll disclose whether a report was ordered and provide details if ordered. Subsequent reports may be used for credit updates, renewals, or extensions. Ohio Residents. Ohio laws against discrimination mandate equal credit availability to all creditworthy customers. Credit reporting agencies must maintain separate credit histories for each individual upon request. The Ohio Civil Rights Commission oversees compliance. Submitting a fraudulent application or claim is insurance fraud. Wisconsin Residents. Notice to Married Applicants. No marital property agreement, unilateral statement under Wisc. Statutes § 766.59, or court decree under Wisc. Statutes § 766.70 affects the Creditor's interests unless provided a copy or has actual knowledge before granting credit. For Married Wisconsin Residents. The applied-for credit, if granted, will be incurred in the interest of my marriage or family. I understand the Creditor may be required by law to notify my spouse of this transaction.

By submitting this Credit Application, you grant us permission to reach out to you using any telephone numbers provided in this application or subsequently provided in connection with your credit account. This authorization applies to all types of phone services, whether assigned to paging, cellular, specialized mobile radio, other radio common carrier services, or any service incurring charges for the call. Additionally, you authorize us to contact you via voice, text, and email, using prerecorded or artificial voice messages or an automatic dialing device. You acknowledge and agree that your telephone communications with us and any financial institution reviewing this Credit Application may be monitored and/or recorded to ensure service quality. Furthermore, you authorize us to request one or more consumer reports for any legitimate purpose related to the proposed transaction outlined in this Credit Application or any subsequent updates, renewals, or extensions. This authorization includes the verification of information such as your credit, income, employment history, and the contacting of a spouse for spouse-related information. You also grant us the authority to respond to inquiries about our credit experience with you. In addition, you empower us to submit this Credit Application and associated documents to the designated financial company(ies). These companies and their affiliates are also authorized to obtain any necessary information to verify details related to this Credit Application, encompassing credit checks, income verification, employment history, and spouse-related information verification.